It is the policy of Eastern Michigan Bank to comply with the letter and the spirit of all applicable state and federal consumer protection laws and regulation.
Fair Lending Policy Statement
The federal fair lending laws are a group of laws that prohibit discrimination in credit transactions, including transactions related to residential real estate. These laws include the Fair Housing Act, Equal Credit Opportunity Act, Community Reinvestment Act, and the Home Mortgage Disclosure Act.
In accordance with the fair lending laws, Eastern Michigan Bank is committed to promoting fair housing choice and will not discriminate against any person on the basis of race, creed, color, national origin, ancestry, sex, marital status, age, lawful source of income, family status, learning disability, physical or mental disability, or sexual orientation.
SAFE Act Registration
The Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act) is a federal law designed to enhance consumer protection and reduce fraud in the mortgage lending industry. The SAFE Act requires that all individual mortgage loan originators or MLOs be registered with the Nationwide Mortgage Licensing System and Registry or NMLS.
To access the NMLS and search for a specific MLO, go to: https://www.nmlsconsumeraccess.org/