Skip Navigation
Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view, download Adobe® Acrobat Reader.

When it comes to running a business, we realize managing your cash can be a real balancing act and Eastern Michigan Bank is here to help! At Eastern Michigan Bank, we offer business savings account customized to fit the needs of your business! We offer banking solutions for businesses of all sizes. In addition to their own unique features, each account can be customized with one or more of our complimentary, convenient services including online banking, ATM or debit cards, and more! Whether your business is big or small, Eastern Michigan Bank can help! Stop in today to one of our nine locations in St. Clair, Sanilac and Huron counties. Click here to find a location near you. 

Scroll to the right to view the rest of the table.


Money Market

of Deposit (CD)

Savings (HSA)

Minimum Opening Deposit





Min. Balance Requirements

$100 avg daily

$2,500 min daily

Monthly Service Charge



Earns interest

Interest Rate Tiers

4 tiers, see below

4 tiers, see below

Min. Balance to Earn Interest



Extra Debit Transactions



ATM/Debit Card

Online Banking

Telephone Banking

Additional Benefits

Check writing privileges

Terms from 2-5 years

Tiered rates as follows:

  • $100,000 - $100,000 +
  • $25,000 - $99,999
  • $2,500 - $24,999
  • $0 - $2,499

Municipal Banking

Eastern Michigan Bank offers specialized account solutions for municipalities, including federal, state and local government agencies, and schools.  account solutions for our customers who handle public funds. If you are a state or federal government agency or local county, city, village or township, please contact your local branch for more information.

*Waived if you have direct deposit or are at least 62

**Debit card subject to approval

Back to Top