Michigan corn field

Agricultural Loans

Eastern Michigan Bank offers a variety of agricultural financing and loan options which can be tailored to meet the unique needs of your farm operation. And because Eastern Michigan Bank is locally owned and operated, financing decisions remain local too.

Whether you need new equipment or livestock financing or you need working capital, we can help. Stop by one of our nine locations in Sanilac, St. Clair and Huron Counties! Click here to find a location near you.
Need a new piece of equipment to start your season off on the right foot? Is it time to upgrade your machinery? Finance it with Eastern Michigan Bank!
Finances on the farm can be difficult at times. Make things easier on your wallet with a working capital line of credit from Eastern Michigan Bank.
Need to cover more ground this season? Looking to expand your operation? A farm land loan may be the solution!
Running out of storage space? Get a farm construction loan from Eastern Michigan Bank!
Looking to grow your herd? We can help increase your livestock count!
Eastern Michigan Bank is an FSA Certified Lender.

Things you will need when applying for an agricultural or farming loan:

  • Previous three years of fiscal year end balance sheets
  • Previous three years of income statements
  • Interim balance sheets and income statements
  • Personal financial statement
  • Previous two years federal tax returns
  • Articles of Incorporation (if incorporated))
  • Partnership Agreement (if partnership)
  • Articles of Organization (if LLC)
  • Use of proceeds
Contact an agricultural lender at your local Eastern Michigan Bank location.