A man and woman having a professional conversation

Business Checking

When it comes to running a business, we know how important banking can be.

 
At Eastern Michigan Bank, we offer business checking accounts customized to fit the needs of your business and we offer banking solutions to businesses of all sizes. In addition to their own unique features, each account can be customized with one or more of our complimentary, convenient services including online banking, bill payment, debit cards and more.
 
Whether your business is big or small, Eastern Michigan Bank can help. Call or stop in today to one of our nine locations in St. Clair, Sanilac and Huron Counties.
  • Low $100 minimum deposit to open
  • No monthly service fee
  • First 50 transactions free each month, $0.30 per item over 50 (items include checks paid, deposit tickets and deposit items)
  • eStatements required or a $3 paper statement fee will apply
  • Low $100 minimum deposit to open
  • $500 minimum average balance or a $5 monthly service fee will apply
  • First 100 transactions free each month, $0.20 per item over 100 (items include checks paid, deposit tickets and deposit items)
  • Low $100 minimum deposit to open
  • Low monthly $5 service fee
  • Transaction fees of $0.12 per check and $0.10 per deposit ticket (no per deposit item fee)
  • Monthly earnings credit offsets the service fee, deposit fees and fees per checks paid
  • Low $100 minimum deposit to open
  • Low monthly $10 service fee
  • Transaction fees of $.03 per ACH/EFT and check, and $0.05 per deposit ticket and deposit item
  • Monthly earnings credit offsets the service fee, transaction fees and most other services, including ACH origination, returned checks, remote deposit capture, overdraft, wire and stop payment fees. 
Eastern Michigan Bank offers specialized account solutions for school districts and municipalities, including federal, state and local government agencies.
Eastern Michigan Bank offers special pricing for churches and any registered 501(c)(3) non-profit organization. 
 
 
 
 

Things you may need to open an account:

 
  • Government issued picture ID for each signer
  • Proof of tax ID number (if you do not have your business papers)
    DBA Name Registration (if DBA)
  • Articles of Incorporation (if incorporated)
  • Partnership Agreement (if partnership)
  • Articles of Organization (if LLC)
  • Beneficial Ownership Certification Form1
 
1Federal regulation requires most legal entities to provide information about beneficial owners, including a controlling person, at the time a new account or service is established with any financial institution in the United States. Governmental agencies and companies that are publicly traded on the NYSE, Amex or NASDAQ as well as individuals are exempt from this rule. For additional information, please contact your local Eastern Michigan Bank branch.