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Investor Information

Important Information for Current Shareholders

Eastern Michigan Financial Corporation to Merge into Mercantile Bank Corporation

7.22.2025 -- We are pleased to inform you that on 07/22/2025, Eastern Michigan Financial Corporation entered into a definitive agreement to merge into Mercantile Bank Corporation, a highly regarded financial institution. Mercantile is the largest publicly traded bank headquartered in Michigan, with over $6 billion in total assets. After careful consideration of strategic opportunities, the Board of Directors has determined that this transaction is in the best interests of our shareholders, customers, employees, and the communities we serve. The Board approved the merger and is confident it will provide long-term benefits for all stakeholders.

The merger is subject to customary closing conditions, including regulatory approvals and the approval of our shareholders. We currently expect the transaction to close in the fourth quarter of 2025 or early in 2026.

In the coming months, you will receive detailed information, including a proxy statement and notice of a special meeting of shareholders, at which you will be asked to vote on the merger proposal.

We invite you to read the press release announcing the transaction. The press release includes details regarding the merger consideration and other key terms of the agreement.

We are excited about this new chapter and remain grateful for your continued support and investment in Eastern Michigan Financial Corporation.


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Contact Information

Transfer Agent and Registrar

Computershare Shareholder Services
P.O. Box 30170
College Station, TX 77842-3170
800.564.6253


Investor Relations Contacts

Errin Levitt, SVP, Chief Financial Officer
Eastern Michigan Financial Corporation
65 N. Howard Ave
Croswell, MI 48422-0139
810.398.5135
email Errin

William Oldford, Jr., President and Chief Executive Officer
Eastern Michigan Financial Corporation
65 N. Howard Ave
Croswell, MI 48422-0139
810.398.5121


Current Stock Quote

Eastern Michigan Financial Corporation is the holding company for Eastern Michigan Bank and trades under the symbol EFIN on the Over-The-Counter Bulletin Board. You can view a current stock quote by visiting Yahoo! Finance.

See current stock quote


Annual Reports

View our 2024 Annual Report
View our 2023 Annual Report
View our 2022 Annual Report
View our 2021 Annual Report
View update to our 2020 Annual Report
View our 2020 Annual Report


Quarterly Financials

View June 30, 2025, Financial Statement
View March 31, 2025, Financial Statement
View Sept 30, 2024, Financial Statement
View June 30, 2024, Financial Statement

For copies of annual reports or quarterly financial statements that predate those posted to this page, please email our marketing department.

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