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Youth and Young Adults

To open an account, just stop in to one of our nine branch locations today in St. Clair, Sanilac and Huron counties! Click here to find a location near you.

YA (Young Adult) Checking (Ages 15-24)¹

As you or the young adult in your life are growing up and becoming more independent, our YA Checking can be a great way to manage your money and your access to it.

  • Low $20 minimum to open
  • Debit card, online/mobile banking and mobile deposit all included
  • Up to five non-Eastern Michigan Bank ATM fees waived each statement cycle (fees from the ATM’s owner may still apply)
  • No minimum balance requirement or monthly service fee²
¹Under 18 must have parent, legal guardian or any adult 21 or older on the account with them.
²Enrollment in electronic statements is required to avoid a $2 monthly paper statement fee. 

Sunny Savers Savings Account (Ages 0-15)¹

Our Sunny Savers account can be a great tool for teaching your child the importance of saving at an early age!

  • Open your Sunny Savers Account with just $10.00
  • No minimum balance requirement or monthly service fee
  • Your child receives a free piggy bank at account opening
  • Free use of our Coin Counters²
¹Sunny Savers accounts automatically convert to a Basic Savings account when a child turns 16.
²Coin Counters available in Fort Gratiot, Marysville, Port Huron - Water Street, and Sandusky.