Scenic view of a Michigan lake

Checking and Savings Rates

Personal Checking and Savings Rates


Annual Percentage Yield (APY) is accurate as of June 28, 2022

Rates are subject to change without notice

Many of our personal checking and savings accounts can be opened online



Account Type

Minimum Balance1

Interest Rate

APY2

Interest Checking, Advantage 50 Checking

Below $2,500

0.01%

0.01%


$2,500 - $24,999

0.03%

0.03%


$25,000 - $99,999

0.05%

0.05%


$100,000 and up

0.10%

0.10%

Statement Savings

$100

0.05%

0.05%

365 Club, Sunny Savers

N/A

0.05%

0.05%

Prestige Money Market

Below $10,000

0.03%

0.03%


$10,000 - $24,999

0.05%

0.05%


$25,000 - $49,999

0.05%

0.05%


$50,000 - $99,999

0.10%

0.10%


$100,000 and up

0.20%

0.20%

1Minimum balance required to earn posted rate
2APY is Annual Percentage Yield
Fees could reduce earnings