Certificate of Deposit (CD) and Individual Retirement Account (IRA) Rates
Annual Percentage Yield (APY) is accurate as of August 27, 2025
Rates are subject to change without notice
|
Term |
Opening Deposit |
Annual Percentage Rate |
APY1 when interest is added back each month |
APY1 when interest is paid out each month |
|---|---|---|---|---|
|
60-month CD/IRA |
$500 |
2.00% |
2.02% |
2.00% |
| 48-month CD/IRA |
$500 |
1.75% |
1.76% |
1.75% |
|
36-month CD/IRA |
$500 |
1.50% |
1.51% |
1.50% |
|
24-month CD/IRA |
$500 |
0.75% |
0.75% |
0.75% |
|
18-month CD |
$500 |
0.50% |
0.50% |
0.50% |
|
12-month CD/IRA |
$500 |
0.25% |
0.25% |
0.25% |
|
9-month CD/IRA |
$500 |
0.25% |
0.25% |
0.25% |
| 6-month CD/IRA |
$500 |
0.25% |
0.25% |
0.25% |
|
|
||||
|
Advantage 50 36-month CD |
$2,500 |
1.60% |
1.61% |
1.60% |
| Advantage 50 24-month CD |
$2,500 |
0.85% |
0.85% |
0.85% |
|
Advantage 50 12-month CD |
$2,500 |
0.40% |
0.40% |
0.40% |
A penalty may be imposed for early withdrawal