Rates and Terms as of January 7, 2026
New and Used Car and Truck Loans
1APR = Annual Percentage Rate. Payment example: On a $25,000 loan at 5.99% with a 60-month term, you would make 60 monthly principal and interest payments of $483.20. Actual rate may vary based on your credit score, actual loan amount is subject to NADA value, and a 15% down payment may be required. Older vehicle financing may be available. For additional details contact an Eastern Michigan Bank location near you.
UTVs, ATVs, Snowmobiles, Motorcycles and Personal Watercraft
1APR = Annual Percentage Rate. Payment example: On a $20,000 loan at 8.60% with a 60-month term, you would make 60 monthly principal and interest payments of $411.30. Your actual rate may vary based on your credit score. Actual loan amount is subject to NADA value and a 10% down payment may be required. For additional details contact an Eastern Michigan Bank location near you.
Boats, Travel Trailers and Motor Homes
1APR = Annual Percentage Rate. Payment example: On a $20,000 loan at 8.70% with a 60-month term, you would make 60 monthly principal and interest payments of $412.26. Your actual rate may vary based on your credit score. Actual loan amount is subject to NADA value and a 20% down payment may be required. For additional details contact an Eastern Michigan Bank location near you.
All rates are subject to change without notice.