Rates and Terms as of January 13, 2021
New and Used Car and Truck Loans
|
Year |
Term |
Rate as low as |
APR1 as low as |
|---|---|---|---|
|
2015 - 2021 |
60 mos. |
2.99% |
3.18% |
|
|
72 mos. |
3.39% |
3.55% |
|
|
84 mos.2 |
3.79% |
3.93% |
|
2013 - 2014 |
60 mos. |
3.39% |
3.58% |
|
2011 - 2012 |
48 mos. |
4.89% |
5.13% |
|
|
60 mos.3 | 4.99% | 5.19% |
1APR = Annual Percentage Rate. Payment example: On a $20,000.00 loan at 2.99% with a 60 month term, you would make 60 monthly principal and interest payments of $360.93. Your actual rate may vary based on your credit score. Actual loan amount is subject to NADA value and a 10% down payment may be required. Older vehicle financing may be available. For additional details contact an Eastern Michigan Bank location near you.
2Loan amount must be $20,000 or higher to be eligible for an 84 month term.
Recreational Vehicle Loans (motorcycles, motor homes, travel trailers, boats, personal watercraft, snowmobiles and ATVs)
|
Year |
Term |
Rate as low as |
APR1 as low as |
|---|---|---|---|
|
2012 - 2020 |
60 mos. |
3.75% |
3.94% |
|
2012 - 2020 |
84 mos. |
4.00% |
4.14% |
1APR = Annual Percentage Rate. Payment example: On a $20,000.00 loan at 3.75% with a 60 month term, you would make 60 monthly principal and interest payments of $367.77. Your actual rate may vary based on your credit score. Actual loan amount is subject to NADA value and a 10% down payment may be required. For additional details contact an Eastern Michigan Bank location near you.
Recreational Vehicles and Boats over $20,000
|
Year |
Term |
Rate as low as |
APR1 as low as |
|---|---|---|---|
|
2012 - 2020 |
144 mos. |
4.15% |
4.22% |
1APR is Annual Percentage Rate. Payment example: On a $25,000.00 loan at 4.15% with a 144 month term, you would make 144 monthly principal and interest payments of $221.51. Your actual rate may vary based on your credit score. Actual loan amount is subject to NADA value and a 10% down payment may be required. Older vehicle financing may be available. For additional details contact an Eastern Michigan Bank location near you.
RVs and Boats over $100,000
Please contact your nearest Eastern Michigan Bank location for terms and pricing.
Boats and Motor Homes, Model Years 2000 - 2011
Please contact your nearest Eastern Michigan Bank location for terms and pricing.
Personal Unsecured Loan
|
Term |
Rate as low as |
APR1 as low as |
|---|---|---|
|
36 mos. |
14.25% |
14.62% |
1APR stands for Annual Percentage Rate. Payment example: On a $20,000.00 loan with a 36 month term, you would make 36 monthly principal and interest payments of $686.43. Your actual rate may vary based on your credit score. For additional details contact an Eastern Michigan Bank location near you.
All rates are subject to change without notice