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Community Reinvestment Act (CRA) Public File

In accordance with the Community Reinvestment Act (CRA), Eastern Michigan Bank maintains a complete CRA Public File, which is available for public inspection. To view the contents of our CRA Public File, please click on the links below. The information is accurate as of March 13, 2024.

Under CRA regulations, a depository institution is required to maintain a public file containing specific information, including all written, public comments received for the current year and for the previous two calendar years specifically relating to the bank’s performance in helping to meet community credit needs.

Eastern Michigan Bank received no public comments in 2021, 2022, or 2023, and has not received any comments in 2024 as of March 31.

On July 1, 2022, Eastern Michigan Bank opened a branch at 1430 Military Street, Suite 1, in Port Huron, Michigan. No locations were closed in 2021, 2022, 2023 or thru March 13, 2024.

Comments or questions about Eastern Michigan Bank's CRA performance may be addressed to:

Tammy Williford
CRA Officer
Eastern Michigan Bank
65 N. Howard Ave
Croswell, MI 48422