Scenic view of a Michigan lake

Deposit Rates

Interest rates current as of July 7, 2021

Rates are subject to change without notice


Checking and Savings Accounts

Account Type

Min. Balance*

Interest Rate

APY**

Interest Checking, Advantage 50

Below $2,500

0.01%

0.01%


$2,500 - $24,999

0.03%

0.03%


$25,000 - $99,999

0.05%

0.05%


$100,000 and up

0.10%

0.10%

Statement Savings

$100

0.05%

0.05%

365 Club, Sunny Savers

N/A

0.05%

0.05%

Prestige Money Market

Below $10,000

0.03%

0.03%


$10,000 - $24,999

0.05%

0.05%


$25,000 - $49,999

0.05%

0.05%


$50,000 - $99,999

0.10%

0.10%


$100,000 and up

0.20%

0.20%

*Minimum balance required to earn posted rate.
**APY is Annual Percentage Yield.
Fees could reduce earnings.


CDs and IRAs

Term

Interest Rate

APY*

Opening Deposit

6 months

0.10%

0.10%

$500

9 months

0.10%

0.10%

$500

12 months

0.15%

0.15%

$500

Adv 50 -12 months

0.25%

0.25%

$2,500

24 months

0.25%

0.25%

$500

Adv 50 - 24 months

0.35%

0.35%

$2,500

30 months

0.25%

0.25%

$500

36 months

0.30%

0.30%

$500

Adv 50 -36 months

0.40%

0.40%

$2,500

48 months

0.40%

0.40%

$500

60 months

0.75%

0.75%

$500

*APY is Annual Percentage Yield.