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Rates and Terms as of December 4, 2019

New and Used Car and Truck Loans

Year

Term

Rate as low as

APR* as low as

2014 - 2019

60 mos.

3.49%

3.67%


72 mos.

3.49%

3.65%


84 mos. +

3.89%

4.03%

2012 - 2013

60 mos.

3.39%

3.57%

2010 - 2011

60 mos.

5.09%

5.28%

2001 - 2009

36 mos. 5.09% 5.39%

+Loan amount must be $20,000 or higher to be eligible for an 84 month term.

*APR = Annual Percentage Rate. Payment example: On a $20,000.00 loan at 3.49% with a 60 month term, you would make 60 monthly principal and interest payments of $365.36. Your actual rate may vary based on your credit score. Actual loan amount is subject to NADA value and a 10% down payment may be required. Older vehicle financing may be available. For additional details contact an Eastern Michigan Bank location near you.



Motorcycles, Motor Homes, Travel Trailers, Boats, Personal Watercraft, Snowmobiles, ATVs, Lawn and Garden Tractors and Horse Trailers

Year

Term

Rate as low as

APR* as low as

2000 - 2019

36 mos.

3.75%

4.06%

2000 - 2019

48 mos.

3.75%

3.99%

2000 - 2019

60 mos.

3.75%

3.94%

2000 - 2019

84 mos.

4.25%

4.39%

2000 - 2019

120 mos.

4.25%

4.36%

*APR = Annual Percentage Rate. Payment example: On a $20,000.00 loan at 3.75% with a 60 month term, you would make 60 monthly principal and interest payments of $367.77. Your actual rate may vary based on your credit score. Actual loan amount is subject to NADA value and a 10% down payment may be required. For additional details contact an Eastern Michigan Bank location near you.



RVs and Boats Over $15,000

Year

Term

Rate as low as

APR* as low as

2000 - 2019

120 mos.

4.25%

4.36%

2000 - 2019

180 mos.

Please contact bank

N/A

*APR is Annual Percentage Rate. Payment example: On a $20,000.00 loan at 4.25% with a 120 month term, you would make 120 monthly principal and interest payments of $205.84. Your actual rate may vary based on your credit score. Actual loan amount is subject to NADA value and a 10% down payment may be required. Older vehicle financing may be available. For additional details contact an Eastern Michigan Bank location near you.


Personal Unsecured Loan

Term

Rate as low as

APR* as low as

36 mos.

14.25%

14.62%

*APR stands for Annual Percentage Rate. Payment example: On a $20,000.00 loan with a 36 month term, you would make 36 monthly principal and interest payments of $686.43. Your actual rate may vary based on your credit score. For additional details contact an Eastern Michigan Bank location near you.


Rates are subject to change without notice 



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